Job Purpose:-
• To inform Consumer Bank risk control, risk performance management and forecasting
Responsibilities:-
Develop and maintain Credit Loss Recognition Policy that is aligned with Group policies and meets regulatory and best practice standards
Develop and maintain credit loss forecasting methodologies and standards that are in line with evolving risk measurement, accounting and regulatory requirements
Review country Loan Impairment forecasts (IIP & PIP) across all CB products and countries to ensure consistency with group standards, and prepare consolidated reports for the CB and Group Loan Loss Forecast (LLF) meetings
Work with Group Risk Analytics to update of Expected Loss (EL) parameters (PD, LGD, EAD & related risk factors) used in group performance management and reporting processes.
Provide analysis and prepare regular reports for Consumer Bank and Group CRO, CEO and other stakeholders on key risk trends, issues and initiatives and provide insight and commentary
Provide training to counterparts in countries and quality assurance
Oversee preparation of country Global MIS reports including delinquency and other portfolio performance trends
Prepare risk performance MIS reports for senior risk forums and committees, including Group and Consumer Bank Risk Committees and ad-hoc reports as required
Maintenance of credit MIS database and supporting the transition of ad-hoc reporting processes into standardized and automated systems
Selection Criteria:-
Minimum of 3 years banking experience, preferably in a risk management environment.
Proficiency in Excel for data extraction and analysis, Excel macros, VB/SQL Server, supported by the ability to process, analyze and interpret statistical information and a good understanding of statistical analysis tools (SAS and EssBase Hyperion) financial modelling.
Ability to handle multiple projects and coordinating with diverse group of internal customers.
Knowledge of CB lending products and lending markets supported by strong understanding of basic accounting entries.
Good understanding of Transaction Processing system functionalities and Credit Data Mart capabilities to leverage into CB risk database design and development activity.
Good understanding of IAS 39, IFRS 7, Basel 2 and their implications on risk reporting and management.
Ability to communicate effectively, establish working relationships with people at multiple levels and geographies and to work well in a team environment.
Please send in resumes in MS words format together with a recent photo. |
